Eliminate the possibility of boat fires!

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Eliminate the possibility of boat fires!
Eliminate the possibility of boat fires!
Eliminate the possibility of boat fires!
December 15, 2017 12:50 am EST
Location: 33.436N 77.743W
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Eliminate the possibility of boat fires!
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Eliminate the possibility of boat fires!
 
 
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WellsMarineInsurance
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Joined: Feb 26, 2016
Posts: 11
Location: Wrightsville Beach

PostPosted: Thu Mar 17, 2016 10:59 am    Post subject: Eliminate the possibility of boat fires! Reply with quote

Saw this great info recently about boat fires:

BoatUS did a survey concerning boat fires based on insurance claims and I would like to share some of their findings with the folks here in our community.

The largest percentage of boat involved fires in a single class is 26 percent and they are due to “Off-the-boat” sources. Over a quarter of the time, a boat burns when something else goes up in flames: the boat next to theirs, the marina, their garage, or even a neighbor’s house. It’s every boater’s responsibility to prevent fires, but when all else fails, having a good boat insurance policy is the last backstop.

Next down the list numbering 20 percent of fires are due to “Engine Electrical.” For boats older than 25 years, old wiring harnesses take a disproportionate chunk of the blame here. A good electrical technician can put one together for you as most boats of this age had relatively simple electrical systems. Some outboard rigs fit into that category, but the most numerous are larger cruising, fishing, and houseboats.

The third cause and 15 percent of fires are due to what is categorized as “Other DC Electrical.” The most common cause of battery-related fires is faulty installation of batteries such as reversing the positive and negative cables or misconnecting them in series (when they should be in parallel). So to help eliminate these problems take a picture before you begin disconnecting cables and clearly label the cables. Red fingernail polish makes a good marker to identify the positive lug and do everything to hook it up right the first time and eliminate damaged equipment and fires.

12 percent of fires are due to “AC Electrical.” Most AC electrical fires start between the shore power pedestal and the boat’s shorepower inlet. When you keep your boat at home on your lift or dock or keep it at a marina be sure to periodically inspect the shore power cord routinely (connector ends especially) and for boats older than 10 years, inspecting or replacing the boat’s shorepower inlet, could prove wise.

9 percent of fires are due to what is classified as “Other Engine.” This one is all about when an engine overheats due to blocked raw water intake or mangled impeller, the latter of which can also happen after experiencing a grounding or running in mucky waters. Be sure to check the engine compartment after getting underway or on outboards make sure the water discharge is as it should be. It is my understanding the some manufacturers recommend changing an impeller every other year, but I have always been a fanatic about changing them once a year if no problems show up before. I have never been shy about running my boat up on a sandbar or mud bank and through grass in the shallows and it doesn’t take a lot of foreign matter to mess up an impeller.

8 percent of fires are due to “Batteries.” This fire fact is for the outboard folks to pay attention to. On older outboards, by far the most common cause of fires is the voltage regulator. At 10 years of age, failure rates on these important electrical components begin to climb. Once it hits 15 years old, it’s time to replace.

Just a few things to keep in mind as boating season gets underway. Thanks to The Courier in Houston for the info. If you are in need of boat insurance, or just some expert advice, don't hesitate to get up with Adam or Liz at http://www.wellsmarineins.com

Happy Boating!
  
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Rustyone
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Joined: Jul 09, 2010
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PostPosted: Thu Mar 17, 2016 8:21 pm    Post subject: Reply with quote

Thanks for posting. Good info.
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WellsMarineInsurance
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PostPosted: Fri Mar 18, 2016 8:11 am    Post subject: Reply with quote

Rustyone wrote:
Thanks for posting. Good info.


Thanks Rustyone - You know, if it helps one person get to fish another day, that's all we can hope for yeah
  
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Capt_Keith
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Joined: Oct 18, 2004
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PostPosted: Fri Mar 18, 2016 10:36 am    Post subject: Reply with quote

Very Good info. Thanks for keeping use posted! If anyone is looking for Marine Insurance be sure to give Adam and Liz a call at Wells Marine Insurance. Great people there and very helpful!
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